Jack Hornickel

Farmers and the Law

Farmers and the Law

I tried once, in earnest, to buy a farm. Being that I had mostly been operating as either a contract worker or under-the-table, farm lending from the United States Department of Agriculture (USDA) was out of the picture. Looking further into loans, business plans and creative land-use, the numbers didn’t line up. About six years later, the price of land in my county has gone up more than 25%. In the US, farmers under 35 have an average debt-to-asset ratio of 28%. Without inheriting land or building on external assets, jump-starting a farm is seldom viable. This reality of a systemic hardship surrounding farmland access has created a generation that rarely considers farming as a life path.